and it will tell me how much we should spend on things?
Is there somewhere online that I can plug in our household income...?
Navy Federal Credit union - http://www.navyfcu.org - has on line calculators available that may be of help. You don't have to be a member to use these, plus they have lots of free info available that can help you with a budget as well.
Zeba
http://www.BeatTheDebtMonster.com
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